I have Googled, but I am still unsure, so I hoped that someone could explain these terms in an email from my potential solicitor in an easy-to-understand way to a lay person.
Payment is proposed to be in two instalments, one year apart.
'...our fees would be £X plus VAT and disbursement. This takes into account the deferred second payment, which will be unsecured.'
- disbursement
- unsecured (in this context, I am unsure, as the results I found were regarding unsecured loans).