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Partner moving in. How do I protect myself financially?

27 replies

luisa009 · 11/07/2025 20:27

My partner may be moving into my mortgaged home. I own the house solely and obviously all bills are in my name.
He's been very clear that he wouldn't seek any claim to my property in the event we split. He'd pay towards monthly bills and council tax but I'd remain the sole mortgage holder, I wouldn't want to risk putting him on the mortgage (just in case we split).
I have a child living with me, and partner understands and respects the fact that I want my child to have the house (when I die).
Is there any kind of legal agreement that my partner and I could sign, whereby he lays no claim to my property or my estate in the event of us splitting or if I pass away. Please advise :) Thanks!

OP posts:
Wallywobbles · 16/07/2025 20:10

Zempy · 16/07/2025 20:01

I don’t understand why you have to move him into your house?

Because having a child shouldn’t exclude you from a normal adult life with long term relationships and all that they entail.

Dozer · 17/07/2025 07:10

Paying half the bills would probably only be a tiny proportion of the household costs, it would be rent free.

If you’d be paying all costs related to the mortgage, property maintenance, building insurance, fixtures/furnishings etc as part of ensuring it remains fully yours, a fairer split could be for him to pay 100% of bills (utilities, food etc)

Would get legal advice / look online for info and draw up a cohabitation agreement. Before deciding on him moving in.

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