Looking for some advice on what steps we need to take and in what order...
Both DP & I owned our own properties (with mortgages) when we met. In time, DP moved into my property and sold his - equity went into ISAs. Plan at that time was we would also, down the line, sell my property and buy somewhere jointly - but we've reached the conclusion we'd rather stay here and do some renovations.
We currently split bills & mortgage 50/50 and have a fairly similar income. I currently have greater equity in the property than DP has in his ISAs but not worried about that - expectation is that we will own jointly/equally.
We are getting married in October, and fixed term mortgage comes to an end in December.
We would like the house to be jointly owned and registered.
We would like the mortgage to be in both our names moving forward.
We probably would want to borrow more - currently have about 50% LTV - would combine extra borrowing with DPs ISAs in order to finance building work.
What order do we do these things and do we need a solicitor/what kind of solicitor?
My assumption is we wait until the mortgage is redone in both our names shortly after the wedding, and get a solicitor to do the land registry simultaneously so everything matches but that's just guess work really!