Writing a Will

[Seriously79]

We have an appointment to discuss a Will this week and I want to have a bit of a clue of what I'm talking about before the appointment.

DH and I have a DD. I also have a DS from previous marriage.

I'm not sure if this makes sense, but should anything happen to me - I want something in writing that DS would be looked after.

Several of my friends have lost their mum. The step dad has gone on to re marry and friends have been left with nothing.

Is there a specific term for what I want to do? Am I 'ring fencing' something for him?

You can specify a portion or a value of the estate to pass to your son or anyone else you choose , in addition if you own a house as tenants in common you can chose to leave your share to your son and give husband a lifetime interest allowing him to stay living in the home. The solicitor can go through this but to make it easier wrote down estimated position and what you would want the will to achieve.

Yes you can easily do that, just explain to the solicitor what you want to happen and they will write the will to accommodate that.

Essentially, your share of the house is left in trust to your DS (and also DD if you wish) split however you want it to be between them.

Your DH cannot touch the money and when your DS gets his share of your estate will depend on what you choose to do in the will.

You could choose to allow DH to remain in the house until his death or maybe until he remarries or maybe until DS reaches a certain age. It's entirely up to you what you put in your will.

Once one of those conditions has been met then your DS becomes entitled to his share of the property and can do what he likes with it.

You might also want to think about guardianship for your DS. Would that be your DH or his own Dad? Or another relative?
And what resources would they have to support your DS? Do you have life insurance?

ETA -and you and DH need to think about guardianship for your younger Dc too.

Thanks for your replies. Appointment went really well and solicitor was very good and explained everything.

Executors appointed. Everything covered for the each other and the kids with the kids protected long term.