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Is it right of me to ask my husband to contribute to the payment of my mortgage of the flat which I own?

12 replies

Anonymous1899 · 29/08/2024 09:26

Is it right of me to expect him to contribute to the mortgage? I ask him to pay the monthly rent which is half of my mortgage.
am I being unreasonable. We have only been married two years and he’s contributed to the payment but now it’s a little difficult for him to pay the rent financially. Hope I am not draining him of his company but at the same time I don’t want him to live her rent free. He moved in 2 years ago and we also got married 2 years ago.

OP posts:
DaisyChain505 · 29/08/2024 09:29

If he didn’t have you to rely on how would he pay rent or a mortage on his own place to live?

hes taking advantage of you and is probably stashing away his money else where.

you’re married and you’re meant to be a partnership.

Anonym00se · 29/08/2024 09:30

Of course he should! And for half the bills and food. The home is a marital asset now, even if the deeds and mortgage are in your name. If you split up further along the line, he’ll be entitled to a share of it so he should pay a share of it. Does he pay for anything or has he been sponging off you for two years?

KohlaParasaurus · 29/08/2024 09:30

I think you're right to expect him to continue to pay "rent" to you and also to keep up his contribution to other household expenses unless there are exceptional circumstances like serious illness that are having an impact on his income. Don't let him drift into becoming financially dependent on you.

bergamotorange · 29/08/2024 09:31

You're married.

It sounds like you need a serious discussion about shared finances.

AgnesX · 29/08/2024 09:32

Have you considered buying your own home together so you have a joint home rather than your home?

MrsTerryPratchett · 29/08/2024 09:33

Being married typically means discussing finances as a team. Why is he struggling financially? Does he earn a lot less than you?

Hoppinggreen · 29/08/2024 09:37

Yes you should ask for a contribution but be aware that as you are married the flat is now a marital asset and is no longer just "yours"

Collaborate · 29/08/2024 09:48

Usual pile on without people knowing the full facts.

It really depends on what his financial situation is. If he earns the same as you and doesn't have higher outgoings (such as child maintenance or debt) then he should be paying the same as you towards household bills.

You say that he's struggling financially, that makes me suspect you're in a stronger position financially, so perhaps he should be paying less and you paying more.

GingerPirate · 29/08/2024 09:53

No.
If he's still not doing exactly that, you should divorce and he should fuck off from your flat.
Just slightly joking.

Anonymous1899 · 29/08/2024 13:11

So far financially, I don’t think he hasn’t been taking advantage of me. He earns a little less than me. He pays a loan on his car (SUV). I pay a loan on mine (smaller car so loan amount is less). He contributes to health insurance, groceries, any other bills like outings, dinner etc. He owns a separate property for which he pays mortgage on and that’s is, so I don’t contribute to the mortgage on that seeing as we don’t live there. He’s been trying to sell that property to get some extra cash

OP posts:
CitronellaDeVille · 29/08/2024 13:40

Is his property rented out, so his mortgage covered by rental income? Until it was in the market, anyway?

If so, yes of course he should contribute to the shared living costs you both have: paying the mortgage is the way you keep a roof over both your heads.

As a married couple it would seem fair to add up all your shared outgoings and contribute pro rata to your salaries.

Collaborate · 29/08/2024 14:25

It depends on whether his mortgage is covered by rental income or whether its a drain on his income.

If he's not renting it out because it needs selling then you should each pay half of both mortgages. You can't tell him to pay half yours then not expect to pay half his.

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