Is this possible and options

[todoornototdo]

So, my DP has absolutely nothing, live part ATM, we want to buy.... I say "we" deposit would be mine... so I'd be putting down £100K on a house for him to move into... need advice, am I stupid for doing this? Can I get it written into buying a house that the deposit is mine? So... I'm thinking well ahead here but my own parent experience, I put this down, we have kids, marry, then I die, he remarries, all my money goes between him, his new wife, then our children and any further children he has? What's my options and is it worth it? If I marry with no pre nub (aware these aren't always enforceable)..... also aware of anything signed before I get a sole mortgage isn't enforceable on divorce either. I just want to ensure my (future) children's future for what I've worked for would be protected? Is this even possible? Before I approach a solicitor and sort things formally? He wouldn't be on the mortgage if that helps

Sorry meant to add, would he need to sign something I agreement also?

Yes we have a declaration of trust which protects my equity invested in our joint home in the event of a split - basically it says I get the first £150k or so and the rest split 50/50 to reflect our contribution to bills

The house and mortgage are both in just my names but the declaration I believe lodges an interest with the land registry covering my equity and his later contribution. I think it was £100 additional cost when doing the conveyancing and both parties need to sign

Thankyou so much for the replies. Seems it is worth the legal investment and him to sign something

Absolutely worth it and he should be happy to sign it

Yeah, any twitch to suggest this means you don't trust him and I'd have him gone.

It's very common when buying in unequal shares to protect this party putting in the larger share. If you buy as joint tenants you both own the whole of the property. If you buy as tenants in common you can hold whatever shares you like. This will be standard stuff for a conveyancing solicitor.

Will he contribute anything at any point? Otherwise if you get married although the deposit might be ring fenced the rest of the property would be shared-even if you are the only one paying the mortgage etc. and anything he inherits in the event of your death would be his to do with as he pleases.