Hi, I know I need to arrange a consultation with a solicitor before proceeding but thought it's better to have some knowledge/insight in advance. Hoping the mumsnet community can help so thank you in advance. My partner and myself jointly own a house and no longer have a mortgage. We would like to downsize and enjoy our retirement. I'm not yet retired but my partner is. My partner has some old debt that he's paying off with an agreed payment plan. Whilst discussing this he informed me that he has approx £3000 debt with the HMRC as since retiring he hasn't payed any tax on his pension. He has a Local authority workplace pension as well as a state pension and is over his tax allowance threshold. He worked for the LA for many years but for the last 20 yrs up until retiring had been self employed. I'm not sure if this is why his tax wasn't automatically deducted. Am i correct in assuming that any money from the sale of our house will have to be used to pay off this debt? He has a monthly payment plan with the other debt which is old loans and credit cards. If we sell the house would the payment plan be cancelled and the full amount be collected? Just to add, he is going to contact HMRC and start a payment plan.