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What can Dad pay for

4 replies

Feelingstrange2 · 14/05/2024 22:07

My father has vascular dementia and has started falling more (2 A and E visits in 10 days). We have spoken to him about his choices - he has literally been allocated Attendance Allowance just this week. He wants to live with us for a month and see how he feels and this gives us more time to discuss it.

We have one large bedroom we can add a bathroom too. Complete refurbishment to add this and make it suitable as a personal bolthole is likely to be around £15k. We will happily pay this and we think we should.

But Dad wants to pay his way. Would it be acceptable for him to pay us a rent a room rate of, say, £500 a month?

He has capacity to decide his own finances but we do now share such information with my brother (my only sibling), so everything is above board. Should it be necessary we are both attorneys but it's not at the moment. My worry is should he need care they will query the payments although this won't be from savings, it'll be paid from his pension income. He will also, with the house, have 7 years fees covered

OP posts:
ditzzy · 15/05/2024 06:06

From a tax perspective check out the rent a room scheme which shows how much you can charge in rent in your house before you get taxed. Not quite the question you asked, but gives a guide of how much they expect a rented room to cost.

Hopefully my answer gets you more replies from people who know the real answer…

https://www.gov.uk/government/publications/rent-a-room-for-traders-hs223-self-assessment-helpsheet/hs223-rent-a-room-scheme-2024#:~:text=For%20the%20tax%20year%202023,for%20less%20than%2012%20months.

HS223 Rent a Room Scheme (2024)

https://www.gov.uk/government/publications/rent-a-room-for-traders-hs223-self-assessment-helpsheet/hs223-rent-a-room-scheme-2024#:~:text=For%20the%20tax%20year%202023,for%20less%20than%2012%20months.

shuffleofftobuffalo · 15/05/2024 06:57

Surely it's as simple as he will be part of your household so it's his contribution to that household? He will be eating, making wear and tear and using fuel/water which need to be paid for.

It doesn't need to be rent. I can't see how it would be a problem for future care costs, they won't expect him to live for free in case he needs to pay for care in future.

If you're moving capital around though (rather than regular income) that might be more of an issue but from what you've said that doesn't apply.

mitogoshi · 15/05/2024 07:14

£500 a month is fine including food, if you were charging that a week to him they might question it. Him paying a one off cost to add a bathroom is also fine

Feelingstrange2 · 15/05/2024 07:21

That's really helpful thank you.

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