I am Divorcing in Scotland. Here, you sign a Separation Agreement in which finances are sorted. It's legally binding. Then, when you Divorce the finances are actually allocated. Sep Ag drafted but not signed for ages (went on forever- much to'ing & fro'ing between lawyer & pension Co both of whom poor I suspect).
Last Nov I signed the Sep Ag (gave me 50% of pension & tax free 25% drawdown option - I need this)) However what I didn't know was exH had actually retired last July. Was drawing pension & had taken out a chunk of whole pot. Lawyer didn't inform me. Now it's possible I've lost chance to withdraw 25% tax free (pension provider says '1 time only option'). Should they have known?
Pension provider won't speak to me as pot not yet divided. Lawyer has been majorly incompetent in other areas too so I don't trust them.
If anyone can comment I'd be grateful?