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Neighbour says brick from my chimney damaged her car

102 replies

Streetwitch · 11/03/2024 18:18

My chimney was badly damaged in the gales. I booked a roofer to rebuild it and had scaffolding put up to safeguard the pavement and road from falling debris.

The neighbour said a falling brick damaged her car while she was parked next to the scaffolding. Nobody saw it happen, she doesn't know when it happened, and the only reason she noticed the damage is because another neighbour pointed it out to her.

She won't go to her insurance company because she doesn't want to lose her no claims bonus (she's only been driving for a year though).

The damage looks odd, white and streaky, not like a brick, so I'm wondering whether there is any way of getting advice about whether it's consistent with brick damage?

Does anyone know if I'm liable?

Also, I don't want to be arsey about this - if I've caused the damage, I'll contribute, but I don't want to if it might have been something that had happened previously.

Thanks!

OP posts:
honeylulu · 15/03/2024 17:10

WatchandWaitorNot · 15/03/2024 12:59

PS @honeylulu insurance lawyers, boring? How very dare you!

(nah, bang to rights)

Corporate lawyers are more boring though!

Edited

I sometimes say I "specialise in disaster recovery" because it sounds more interesting and slightly James Bond-esque 😂. I actually love doing insurance policy advices though - what a nerd!

As you say corporate is more boring, or worst of all surely - being a costs lawyer 😱

LibertyPrime · 16/08/2024 02:05

Streetwitch · 14/03/2024 10:31

Nope, it's the side furthest from the pavement.
Plus I did talk to my home insurance and they said that because it's 3rd party damage she would have to go through her insurance and they would have to approach them.
I sent her my policy details but she's refused to claim as she would prefer me to pay

Any updates ?

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