Best way to protect myself and babies?

[2024withapositivestep]

Ok so I know probably going to get flamed for my situation but just after some advice.

2 children, work part time, been with partner 11 years now, not named on mortgage (due to having a house with an ex and we couldn't afford additional stamp duty)

Marriage possibly on cards (I hope) but anyway in the mean would a will be the best legal bidding contract sort of thing if anything happened to either of us / to think about the children etc?

What I want to know really is does a will have the same rights as marriage sort of thing?

I'd be more concerned that if you split up unmarried you're fucked. He could kick you and kids out and you'd be homeless and only work part time so your pension etc won't be anywhere near as good.

A will decides how your estate is distributed in the event of your death. You can use your will to ensure that your partner is provided for, and he can do the same for you. Your will doesn't give you any rights over his estate, but his will can do so.

If you separate, wills do not give you any protection.

Make sure you are named as beneficiaries of each others life insurance

In short no as unless married the tax you would have to pay will differ. It also could impact on potential challenges by others on their estate. What jurisdiction are you in, as there are differences. Marriage gives more protection and no other contracts can really match.

To add to my earlier post, if you marry you will have a claim on his estate even if he leaves you nothing in his will. Wills help, but they don't give you as much protection as marriage. You should marry and make wills.

the best legal bidding contract sort of thing is marriage. That is the literal point of it. You can also do it cheaper and quicker than writing a will! Reg office, go and organise, at the ceremony sign forms, over in half an hour. Just do it.
Wedding entirely unnecessary, clothes, guests, invites, food - all extra. Just get married.