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Help! Removal from property deeds advice needed

1 reply

southcoastmummy · 11/02/2024 14:32

Hi all - Following the death of my grandmother 20 yrs ago, I took out a small mortgage to buy out 2/5ths of the property (with the aim of getting on the property ladder), the other shares being owned by my 2 aunts and uncle. My circumstances changed and I moved to a different part of the country in rental properties, and while the mortgage payments continued to be paid by me I was receiving funds from an aunt & uncle to cover this. Mortgage has now been paid off and I have a different mortgaged primary residence, but I am still on the property deeds as having a 2/5th share.

At some point in the future this house will be sold and while currently I would have an entitlement to a share of any proceeds, in reality my aunt & uncle have been paying property costs and so should benefit from any sale. I do not wish to benefit or have any influence/responsibility around this.

I would like to gift my shares back so that only my aunts and uncle gain on their investment in the property and I hopefully, have no liability for CGT.

My relatives have very little disposable income and are financially naïve so have left this process up to me, but am happy to have me removed in whatever legal way is easiest/cheapest from property deeds.

Would a conveyancing solicitor be able to advise on transfer of property rights or would it be a different specialism? Also I've had conflicting (legal) advice that it's easier/cheaper for me to instigate the transfer or its easier for the other parties to remove me from the deeds.
Any guidance would be really helpful (posted under Investments, but then realised Legal would be better). I will obviously seek real life advice but don't really know where to start!

OP posts:
prh47bridge · 11/02/2024 19:17

Yes, you need a conveyancing solicitor.

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