How to handle title/mortgage

[TruingLegal]

Would love some advice from MN on a house purchase. I have recently found a house I would love to buy in the perfect location, near DC's school etc.

I am planning to use my inheritance and all my savings as deposit (70% LTV) but mortgage is tricky as my income is very low, taking time off work due to disabled DC. I can technically get a mortgage together with DH but he will be contributing nothing financially. As my income is a fraction of his and unlikely to increase much, I will be putting myself at high risk in case of a split of assets (hopefully not, but you never know). I plan to sell in a decade and downsize taking my savings back.

How do I ensure legally that the property will be mine and I am able to take the equity for myself in case something goes wrong in our marriage? Any advice to protect myself is welcome!

If you're married, all assets are joint anyway, so he would be entitled to half if you split

Isn't there some kind of ringfencing option?

Why is he not contributing anything? If he is on the mortgage he will be on the deeds. You can arrange to be tenants in common so you both own a certain percentage of the house but he would still be entitled to something

Talk to a solicitor. A post-nuptial agreement may give you what you want provided your husband agrees.