Husband has stolen my identity

[SewMumSew]

Hi All,

Hoping someone with knowledge in this area can advise me

I've just discovered that my husband of 10 years has taken out various unsecured loans/credit cards in my name to the tune of £27,000. I had no knowledge of these debts and certainly didn't give my consent for any of it. I am currently on UC as not working. He appears to have been servicing these debts up till December 22 when the relationship with his business partner broke down and he left the company they were both directors of. I am in arrears with all of them as a result of this. I have asked him to leave and he is looking into his options. We are joint tenants of our Housing Association property. I have a 13 year old daughter from my first marriage who will obviously stay with me.

I have contacted all these creditors (4 in total) and they have started fraud investigations on the accounts. Do you think it'll be possible to get them written off since they were taken out fraudulently, or is my best option to go into a DRO or other debt solution?

Please be kind, I'm absolutely fucking heartbroken

Thanks

My banking app has a button to click to check credit score, @pinkyredrose

Credit Karma and MoneySavingExpert Credit Club are both free and email you monthly with your new report.

They each have a different Credit Reference Agency behind them (Experian and Trans Union I think, could be someone else) so the reports tend to be different but they will pick up accounts opening etc.

@ditalini @Zonder

Thank you both! 😀

I use clearscore.

Thank you! 😀