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POA and putting house in trust…

51 replies

mrsconradfisher · 11/01/2023 19:29

Will try to keep this as brief as possible. My Mum passed away on Boxing Day with Vascular Dementia, she was diagnosed a year ago so a very fast deterioration and as a result we never got POA. In the end we never needed it as she died before we managed to find a nursing home for her but we would have had to get Deputyship.
Now trying to get things sorted for my Dad. He is 83 but very “with it” so he thinks it makes sense for me to have POA. I’m an only child so no siblings to work with but he also wants my DH on there too to help with the financial stuff. I’m happy to do it but not entirely sure what it involves, we have an appointment next week but I’d like to have more of an idea before we go. He doesn’t need any support at the moment. He handles money and banks on his own, I call Utility bills etc and he gives permission for them to speak to me if needed. Ideally he’d just like something in place if something did happen but not to actually do anything with it at the moment, is that possible? And if so then do we need both or just financial?
Also the solicitors have suggested putting his house in a trust. I’m not convinced it’s a great idea tbh and I think it will be l
more hassle than it’s worth. They suggested it was to do with avoiding care home fees but surely that can’t be the case or everyone would be doing it?
It’s a tiny bungalow, plus even with his savings it’s below the IT threshold so can’t see the point unless someone can tell me otherwise?

OP posts:
saraclara · 15/01/2023 18:17

mrsconradfisher · 15/01/2023 17:59

Thank you. I know it was intended kindly, I’m just feeling rather rubbish about my already tiny family made even smaller now my Mum has gone. It just felt that everyone else has loads of people they can put on there rather than using their DH and I don’t have that so I took it to heart. My emotions are all over the place at the moment!

I understand. It's hard having to deal with this stuff when times are difficult.

But there is a feeling of relief when it's done. It's so much easier to manage my mums affairs with POA. My friend, for whom it's too late to get it for her mum, is going through hell trying to sort things.

And having organised my own, knowing that doing so will make my daughters' lives a lot easier should I be struggling in the future, makes me feel a lot better.

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