I was hit by an uninsured driver back in February. The girl was only18 and had only passed her test a week before. Her dad took over the correspondence (turns out I knew him from school) and gave me the insurance details. Hire car was sorted, repairs sorted then I get a call from my insurance company telling me they were not insured so everything would need to be covered by my insurance.
Police were involved from the start, I sent them all the forms back but heard nothing, so chased them 6 weeks later and they confirmed they missed my original email.
Police called a couple of months ago to say the driver failed to responded to confirm their details so they would be persuing them through court for this as well as driving without insurance.
Now I've had another email to say sorry but we won't be taking this any further as our deadline for charging the driver has elapsed. Elapsed because they missed my original email! I'm so angry. Im now out of pocket because my insurance has had to cover the courtesy car as well as the damage (over £3k) so my premiums will go up, and she gets off scott free and can carry on driving around.
Not even asking for advice really just venting. So fucking angry.