I have recently remortgaged. Very simple switch from one deal to another, shortened term slightly but no additional borrowing or anything complex.
Unfortunately the lender appointed a solicitor, who was horrific and missed my required completion date by 8 days due to negligence and the fact they quite honestly didn't give a shit. I obviously complained, 1 because of the missed completion date and 2 because of their slowness and the inability to contact them (phones ringing out for 30 mins minimum). They have admitted fault and have offered to pay me the difference between interest rates, which works out at a measly £20, but better in my pocket than theirs I guess. They have however told me that because I chose to represent myself, it is expected that I woukd have been in touch to check on progress (not every day and at every step of the way I wouldn't have thought...).
Could I have appointed a solicitor? I thought that the lender had chosen them to represent me? Why would I appoint a solicitor to chase the lender appointed solicitor? I'm a bit confused to be totally honest and wondering if they are trying to do this to make me think that they are in the wrong so I think it isn't worth pursuing?
I'm in Scotland if this makes any difference. Is anyone able to help clarify for me?