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Legal matters

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Mum's ex boyfriend trying to force her to sell the house. Advice needed.

35 replies

figtrees · 11/07/2022 01:03

This is complicated and long. Probably outing too. I'll try and keep it simple but she has been vague with exact amounts as she is understably heartbroken.

Mum moved boyfriend in in 2019. Her house was valued at approx 300k with a mortgage of 250k. Of this she has paid off 160k since she bought the house a long time ago.

Boyfriend has 2 children he has custody of. They also moved in as well as him. My younger brother and sister live at home, they are over 18 one is at uni, lives between uni and home.

To make additional space and bedrooms mums boyfriend started an extension. He is a tradie. It's now almost completed. With cosmetic work to be done painting etc and the bathroom to fit.

3 or 4 months ago mums boyfriend wanted to be put on the mortgage. She didn't tell anybody that she did this, as we would hsve tried to stop her. He paid 40k.

They have broken up and he has obviously now decided to move out. That he will sell the house and extract the profit from his share of the mortgage and recoup costs he spent on the extension (both him and my mum bought supplies for it. He did more labour).

My mum is such a push over. She tries to make everybody happy, tries to hide it even when she's so distraught. She will agree to anything to keep the peace. Her ex boyfriend is now telling her that he will sell the home even though she doesnt want to do that. I wanted to buy out his share and what he has paid in but he wants more than he put in, he won't specify how much. He wants to sell even though I could easily get a mortgage to buy him out.

He's lying to my mum saying things are fine he will finish the extension etc one minute, that he's leaving the next. He's changed the kids schools back to where he used go live and been looking at houses there to rent. He is stringing her along while he gets his ducks in a row. She knows he's leaving but is just trying to keep a quiet life.

She doesn't want to sell but she's so easily pushed around. He's already told her that he can force the sale. She has no savings now she spent it on building supplies for the extension.

I've no idea what to do for her. She's so kind and this is the second man to come in and destroy her life. I don't want her to lose her house. She can't even cry in peace as he's not left yet. She can't talk to me on the phone because he's listening. No idea what to do. Sorry for the rant. I'm very tired writing this. had a long day and I just feel so powerless. Like he's just walked in and taken everything away.

OP posts:
bloodyunicorns · 13/07/2022 08:43

Good news that he's not on the mortgage! Can you go with your mum to see a solicitor? You n explain things if she gets upset.

She is being controlled by her bf - that is against the law. Would she ring the police? They could advice and might be able to help her get him out of the house.

Then she should change the locks - then do the Freedom Programme after all this is over.

CharlotteOH · 13/07/2022 09:01

He’s a con man and he’s targeting your mum because she’s a home owner with total control over the property, and vulnerable. While you do need the advice of a property litigation lawyer, my suggestion is to change one of those things so that she becomes a less attractive target.

The simplest thing to do would be for YOU to be added to the deeds and for a restriction to be added to the title saying the house cannot be sold without your consent.

If she’s uncomfortable with you part-owning it, then the house could eg be transferred to a trust with her as the sole beneficiary for her lifetime. Is all a bit complicated but there are many options.

Could also take legal action against him for I duno harassment fraud etc, something to scare him off a bit. Ask a lawyer.

The biggest problem here is your mum, not him. She is deluded into thinking he loves her and she’ll pay and do anything to avoid shattering that illusion. We had a similar situation in my family, the elderly person refused to listed to reason and the con man eventually got 100% of her house and savings, but this was only possible because the elderly relative insisted on doing whatever be said and letting it happen. Don’t be like us…

pogostickplastique · 13/07/2022 12:41

GlowingBear · 13/07/2022 08:00

OP, is getting power of attorney over your mums finances a possibility? I’m not in the UK but a friend did similar here as her mum was in a financially abusive relationship and knew she didn’t have the strength to deal with it herself. Might be worth talking to a solicitor about

This is possible!!

pogostickplastique · 13/07/2022 12:42

I meant this IF possible *

BorsetshireBanality · 13/07/2022 12:55

Her receipts are useful proof - make sure the originals are copied or out of the house where he could “lose” them.

NeverDropYourMooncup · 13/07/2022 13:47

figtrees · 13/07/2022 00:31

I have an update.

He is not on the deeds or the mortgage!

The bank wouldn't allow it as they said it was suspicious. They did however let them pay 50k off in a lump sum from his account.

I found all the paperwork for building supplies and it is 30k split between both of them, including paying various electricans and the like. She has kept records for everything down to the screws, bless her.

I have spoken to her the idea was floated that maybe she remortgage and put me on the new mortgage to help her situation as on her own she would be too old and not earning enough.

She keeps saying silly things like 'Well maybe I will just let it play out' and 'No I want to be fair to him.' Because he's insistent it would be unfair for her to not let him finish the extension and then let him sell for profit. He want go flip my mums house for moment basically.

He has told her they are still together he's just moving away and they will still go on dates. But I know he is lying. It's like watching a car crash in slow motion as she let's him manipulate her. She's letting him stay 'as long as he needs' which will be until he's sure she's selling suppose.

I am going to see her on Saturday again. She can't talk on the phone as he's in the house and she asked me to be careful what messages I send incase he sees them. I'm not sure if she's afraid of him or just doesn't want to rock the boat. Either way I wish she would do something.

She freezes when she's upset or stressed and just goes into herself, just sort of stands still while it happens around her. I wish I could do more on that front.

I have offered to pay a solicitor for her. She has no money it's all spent pm the extension.

Do you have documentation to evidence that? It would be very useful in evidencing coercive control and financial abuse. She doesn't have to make the report herself, either; as with all abuse or crimes, you can report it.

Xenia · 13/07/2022 13:59

He may have an equitable right because of his labour/time but if I were the mother I would NOTY let him complete any more work on the house, change the locks to exclude him and send his children's possessions back (although the children may be counted as "children of the family" with some Children Act rights financially so again a solicitor would advise on that) and then leave it to him to sue. She needs to keep checking the land registry in case he tries to register some kind of right over the home.

Don't give him a single ;penny back either unless and until a solicitor has drafted a full and final settlement document which he signs saying he is getting the money back in full settlement of all and any claims he and his children have.

GlowingBear · 13/07/2022 20:20

Good call, even taking photos would help if you can’t get them out of the house

NotDavidTennant · 13/07/2022 20:35

It sounds like the issue here is not the legalities but your mum's unwillingness to stand up for herself. Even if he has no legal authority to force the house sale he may simply browbeat her into doing it anyway.

DiscoHeat · 16/07/2022 07:21

A distant relative, who owned her house outright, took up with a “charming” guy who had been in prison. He persuaded her to sign over her house to him, then he kicked her out of the house and changed the locks. He conned her out of her home.

Years later, she bought a small house in the midlands. She met this builder, who moved in. He persuaded her to move the bathroom downstairs, with him doing the work as it would “increase value”. Then he turned nasty saying he should be on the deeds and she owed him £££ for his time and the materials. Obviously she had already lost one house to this sort of thing so she borrowed the money off relatives to pay him off. She was left with a bodge job bathroom downstairs, a mess upstairs, and had to take on yet more debt to sort it out

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