Suing a company- what next?

[Larafromthe80s]

Hoping for some advice if possible as I don't really understand what my solicitor has told me.
I'm in the process of suing a company which is privately owned.
I had a nasty accident on their premises which was wholly avoidable and they were completely negligent and are facing criminal prosecution.
My accident has resulted in several fractures and surgery, and potentially life-changing injuries. I am mid 30s with young children and this is really not ideal. However the owner of the company has been extremely dismissive from the start and whilst he is cooperating now with environmental health and the HSE he is ignoring my solicitor's letter asking about the liability insurance etc and and advising him that I've instruct them on my behalf.
What will happen in the event that he just doesn't respond? Or if you just does not have liability insurance?
Will that just be the end of it or will there be other routes we can take?
Thank you

Aren’t they supposed to have their public liability insurance on show for the public, so that would tell you who the insurer is. Could a friend go look?

When starting proceedings it's really sensible to consider how you would get paid if you win
If that's by insurance that's fine
If there's no insurance it might be difficult,the co may have limited assets

Your solicitor should be advising you on those questions?

@user1487194234

When starting proceedings it's really sensible to consider how you would get paid if you win If that's by insurance that's fine If there's no insurance it might be difficult,the co may have limited assets

This ^. Speak to the solicitor and ask for an explanation of what you haven’t understood. Claims like this can go on for years & years. My understanding would be that any potential Criminal investigation will be separate from your injury claim. Good luck.

Blimey, that sounds awful! What did you do?
Perhaps they have just forwarded your solicitors letter to their insurance company?

Agree with pp if you don't understand what your solicitor is saying ask her to explain until you do
If you have just had an initial meeting you should get a letter/email confirming what was said and that might help

I've never had to deal with anything like this before.
I am using the solicitors through my home insurance as I took out legal cover however I only get an option of one solicitor firm. Their fees are £275 per hour and they have advised me that they estimate my legal fees to be £49,000. I have £100,000 worth of legal cover. The solicitor advised that he believes that £49,000 is an estimate for if the company admit liability and it's quite straightforward. When I asked what will happen if they don't he said that there are different avenues they can take which may be a lot more costly and at that point I would have to make a decision about how to proceed but didn't elaborate any further as he said we are a long way off that point yet. However I'm stressing that if it goes over that when will it end? Ark

@FAQs

Your solicitor should be advising you on those questions?

+1

£49000
Golly
Email them for clarification of everything you do not understand
On the positive side when you have insurance cover the insurance company will normally only authorise payment when there is a good prospect of success

£49 000 and no guarantee the case will be finished. Nice work for that solicitor. Tbh, if there is no insurance its unlikely there will be any money once they've paid for a court case, even I'd it goes in your favour

As far as I understand it my home insurers (LV) pay my legal fees up to 100k and I keep all of my compensation-does that sound right?
I've emailed my solicitor to ask him to give me a breakdown of how theyve come to the 49k estimate and what will happen in the event the other party don't respond, no reply yet