Legal action 2.5 years after car accident, driver now deceased

[Pickle2828]

My father sadly passed away at the beginning of this year. Back 2.5 years ago he had a car accident where other (parked) cars were damaged, nothing major, no hospitalisations. All dealt with above board at the time and insurers notified etc. Now, 2.5 years later someone is taking legal action via the insurance company... Could this have any implications for the executors/beneficiaries (my sister and I)?
It seems crazy to leave it this long but hey ho. Dad is not here to represent himself does that mean we have to go to court?
Not sure how to feel or if I should be concerned

I would expect it to be sorted between the two car insurance companies. My DH was involved in a crash (victim) and the companies appointed solicitors who sorted compensation etc out of court.

@Di11y tell me about it! We have been checking post and were very involved with DF prior to his passing and this is the first we've heard about this. I just have no idea if this will go anywhere. It all seems quite odd

How bizarre, I’d agree that this surely should be between the insurance companies to sort, I didn’t even know it was possible to claim again once it was agreed.

@LawnFever I hope it is as you suggest and they can deal with it. Its not like there's a NCB we want to protect. We just don't want any more hastle on top of our grief and the usual probate paperwork.
I can't get my head round why the complainant didn't speak up sooner. From what I can tell, from a cursory search on her she should know the ins and outs of car insurance etc as her job requires a good understanding of the highway code and associated beaurocracy

So sorry to hear about your father

I think anyone has up to 3 years to claim after an accident, it's possible her insurers have delayed until now.

Let your Father's insurance Co. know and ask them if it may have any implications re his estate.

Thank you @BlankTimes

I would be inclined to challenge the claim back as somewhat fabricated for financial gain and throw in online searches show the person working within the industry. Nothing to lose by making the insurance company have a double think.

Maybe they saw your DF’s funeral notice or obituary.

2 years or so before he died, my DF was also in a very minor accident (no hospitalisations etc. the other party were how can I put it a more younger savvy wheeler-dealer type). All sorted out by the insurance companies at the time, apparently.

Within a week of his funeral (the notice was in the local paper but was a little bit after he passed) the other party sent a solicitor’s letter saying they were additionally claiming for x,y,z. I rang up the insurance company (I was a bit worried as we had already told the company he had died and stopped the policy by this point) and they said just send the letter. We never heard any more about it.

I think it must be a thing for “savvy chancer types” to put in further claims.

@BlankTimes

So sorry to hear about your father

I think anyone has up to 3 years to claim after an accident, it's possible her insurers have delayed until now.

Let your Father's insurance Co. know and ask them if it may have any implications re his estate.

If it is for property damage only, then they have 6 years in which to claim.