Neighbour has done a loft conversion which is allowing some of their roof water to drain onto our roof. Evertything I have read suggests they cant just do that. However, our legal expenses insurer suggested we have to monitor for signs of damage and cant just bring a claim (we are covered for tresspass, damage and nuisance). I wondered if this is correct and if so what happens if it takes a long time for the damage to be discovered? We have already been advised that the damp problems their work may cause are ‘insideous’ and we have an internal lining in our own loft wall below the roof area so damp problems would be hidden unless their was a really serious problem but there could be rot developing that will only be found out after many years.
I am not sure I can trust the legal expenses insurer’s response and I may be being fobbed off ( I suspect they are also insuring our neighbour!). I would appreciate any views from those with knowledge off this area please!