Buying a House - wills

[omgthepain]

I'll try to keep this brief

Me and my partner have 2 kids and he has 2 older kids (both adults in 20's) from his ex partner - we never see these older children, no Christmas cards, birthday/ Father's Day cards or anything for my partner - we always send cards with money although got knows why.

he paid maintenance until they were both 18 and got jobs but we just don't have contact and they've been quite unpleasant when we've tried to make contact - we think this is down to their mother although they'd be split up well over 15 years when we got together.

We will shortly be buying a house owing to some inheritance from my family and I want to protect my children's inheritance - my brother is executor of said family members will and has said I need to get something put in place to make sure our family money goes to our family (my children) and not these 2 older ones we have nothing to do with. I entirely agree I don't want them having my family money I want to make provisions for my own children.

My partner is in agreement with me and understands it's my family money

Can anyone offer any advice?

It is a not unusual scenario.

Any solicitor or will writer will be able to advise you on the implications of the different ways to put protections in place.

@FinallyHere

Thankyou - I'll have to get it sorted. I just don't want my kids loosing what should go to them.

I'm sure it must happen a lot

I can throughly recommend a will writer, MN's own @mumblechum aka

https://www.marlowwills.co.uk

A phone call to discuss what we wanted the outcome to be, including the very things you mention and we had a draft.

Another call to discuss and we had the final version for signatures.

All very straightforward.

Ah, think it might be @mumblechum0

Ok thanks

I'd feel better if I could have my own mortgage but I need to put DP on it so we can buy the sort of house we want I don't earn enough - but of a bummer really!

you can get a Tenants in common document also see here

www.paradigmfamilylaw.co.uk/severance-joint-tenancy-guide/

This explains it

It can be easily sorted out OP

Basically the only scenario his other children would inherit part of the house money would be if house is in joint names AND you die before him AND he doesn’t have a will.

So make a will.

If house is in joint names and he dies first then the while the ing becomes yours and would never oass to his children. (Different to if was tenants in common in which case his share would pass to his kids unless his will says otherwise).

From what I understand if the house is purchased as joint tenants it automatically goes to the surviving spouse if you die. Even if your will says different. If you want your half to be passed down to your kids you need to purchase as tenants in common.