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Inheritance being stolen

10 replies

LoisWilkers · 04/03/2021 19:43

Please bear with me, I’ll try to keep this as succinct as I can. I come from very dysfunctional family. I’m one of 4 siblings. My late father died 12 years ago in the middle of a horribly fraught divorce from my mother. My mother made his life hell and was incredibly unkind towards him in his final days and as a result of this, relations between parent/children has never really recovered. Dad didn’t leave a will and naturally his estate and all assets went to her as they were still married - essentially this equated to a family home which was recently valued at 850k.

My mother made the decision 8 years ago to remarry, and as a way of protecting any inheritance we may receive, she agreed that she withdraw her name from the home and place it into our names on the proviso that she could at least reside in it until her death. We were happy to oblige with this. However, and for reasons I’m unaware, when the deeds were transferred, she did a 50/50 split between my older brother and younger sister. This was on the condition that my 25% would sit within my brother’s 50% stake, and both sisters’ shares would be combined within other sibling’s 50%. I hope this makes sense. I didn’t question/query this at the time as I was still estranged from my mother, and truth be told, my brother and I are close so I had no reason to not trust him to hand this over when the time would arise.

Cut to the present moment, and following a horrible fallout between my brother and mother in recent years, my brother decided he wished to permanently cut ties with her, and sell his 50% stake in the home. Bearing in mind his 50% stake included my 25% share. The sale went through last week (sibling bought him out), and the money hit his account. I then received word from my mother that I should approach him for what is essentially my inheritance, i.e. the 25% I was promised. Upon reaching out to him, he became angry and told me he would be keeping the full amount (a suspicion my mother has carried since their fallout and the reason why she is anxious that I get my inheritance). Naturally my mother is now losing her shit, as am I since that’s a significant sum of money which would have come in incredibly useful at this moment in time.

Legally, I really don’t know where I stand. I haven’t seen any of the paperwork that was drawn up from 8 years ago, and this isn’t forthcoming when I’ve requested it. I’m not even sure if the agreement mentioned that the 50% my mother was writing over to my brother included my 25% stake but I suspect my brother was shrewd enough to have written the entire 50% to himself.

My question is do I have a leg to stand on if I were to mount a legal challenge that he hand over my inheritance, or can he simply claim that the full 50% is his? The only people present and involved in the decision were him, my mother and sister. If my mother and sister were to support me in my claim, and confirm that he has reneged on the agreement, do I stand a chance? Has my inheritance been stolen or was it never recognised as mine?

OP posts:
Raindancer411 · 04/03/2021 19:49

You will need a solicitor to unravel this one. I hope they can get it sorted for you.

ComtesseDeSpair · 04/03/2021 20:32

If she transferred ownership only to your brother and younger sister then the property was theirs alone unless there was some specific deed of trust or charge on the title which obliges them to pay you anything. If a sale has already completed then you can be reasonably certain this wasn’t the case, as it would have had to addressed as part of the conveyance.

This is why people caution against transferring ownership of “inheritance” whilst still alive, because once it’s been done the former owner has no control over what the new owner/s choose to do with the property and the new owners don’t have to honour what the former owner might have wished to happen but didn’t make legal arrangements for. Ultimately, if your mother wanted to ensure you got your 25% then she should have made legal provision for that.

You can purchase a copy of the title of the property from the Land Registry for £3, which will detail ownership of the property and any current charge on it. By all means approach a solicitor for formal advice, but they won’t be able to take in your case based on hearsay and your mother saying she meant you to have a share but never gave you one.

ComtesseDeSpair · 04/03/2021 20:35

To note: whilst you are talking about “inheritance”, this isn’t an inheritance because your mother is still alive, so don’t waste time or energy wandering off down the wrong path of researching inheritance law. You need to find out whether or not you were named a co-owner of the property with a 25% share and / or whether there is a charge of the same on the current title.

LoisWilkers · 04/03/2021 20:45

Thank you @ComtesseDeSpair - I gathered I didn't have any sort of claim so thanks for at least confirming this.

One other thing he mentioned when I asked him for my cut (before he suddenly declared he wouldn't be sharing the money) was that I shouldn't assume I was entitled to x amount since we had to take inheritance tax into consideration should my mother die within 7 years. I wondered if he was just throwing me off and getting me to back off as a delay tactic. Surely, since my mother signed over the house 8 years ago, the point about inheritance tax is now null and void, or did the 7-year rule come into effect the moment the house was sold?

OP posts:
LoisWilkers · 04/03/2021 20:47

You need to find out whether or not you were named a co-owner of the property with a 25% share and / or whether there is a charge of the same on the current title

I think as you have already mentioned, the fact that I was never consulted as part of the conveyancing confirms that there won't be a charge on the title, and that I was never 'named' as being a part owner?

OP posts:
prh47bridge · 04/03/2021 22:40

You need to consult a solicitor rather than trusting advice from anonymous internet posters. You may have a claim, you may not.

ComtesseDeSpair · 04/03/2021 23:56

I’d concur with @prh47bridge that your best course of action is to speak to a solicitor, because nobody here knows the details or has seen any documents. prh47bridge is a solicitor (although I don’t believe the same area I practice in) so always advises even handedly.

If your mother had transferred ownership of the property equally to all four siblings, then all three other siblings would have had to have been involved in the recent buying out of your brother’s share. That you weren’t, would indicate that you are not a co-owner, and if you didn’t place a charge on it yourself, there won’t be one in your name; although obtaining the title of the property will show whether your mother or other sister have done so.

Mosaic123 · 05/03/2021 19:30

If your mother still lives in the property and does not pay the owners of the property a market rent, then the property is still treated as hers for inheritance tax in the future.

Snowball70 · 10/03/2021 06:24

go Legal OP 🌺

LoisWilkers · 10/03/2021 18:34

If your mother had transferred ownership of the property equally to all four siblings, then all three other siblings would have had to have been involved in the recent buying out of your brother’s share. That you weren’t, would indicate that you are not a co-owner, and if you didn’t place a charge on it yourself, there won’t be one in your name; although obtaining the title of the property will show whether your mother or other sister have done so.

Thanks for this. I take it I can't place a charge after the sale? As crazy as this all sounds, I had no idea the property was even listed for sale. The first I heard was after it had all gone through. My brother went to great lengths to keep all of this from me. I've learned via others who knew (family friends etc) that my brother asked them not to mention the sale to me as it would just "worry me". Seems to me that this was just a ploy for him to end up with all of the money which he now has done.

I know I can't bring a case based on hearsay, but there were two others who were privy to the agreement. Those two (sister and mother) are outraged that he has reneged. I'm just as annoyed at the two of them, since they always had concerns that he would keep the entire 50% yet didn't make provisions for me. They were involved in the legal discussions so not sure why the lawyers didn't account for this or at least encourage them to 'sure' it all up properly.

I'm trying to stay positive but that's difficult to do when you know a 6 figure sum which was supposed to be coming your way is now not because your sibling has decided to keep it. And that legally I don't really have a leg to stand on.

I haven't managed to speak to a solicitor yet. I want to do that when I've calmed down a bit. I also have wanted to buy some time as there are several individuals now reaching out to him, trying to help him see sense and I guess a part of me is hopeful that he won't want me to go without. The strangest thing of all is how blindsided I have been. He and I were super close up until 2 weeks ago. We spoke daily, and have always been close since my mum remarried. This is just too much to take right now.

OP posts:
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