N244 form. CCJ removal from credit report

[JoW30]

Hi,

I have a ccj from March 2019 for £305 for a council tax bill. I didn’t receive a letter about the ccj as I had moved address. The first I knew about it was checking my report on Feb 2020. I do not deny that I owe the money so I paid it in full immediately.

I have contacted the court to see if I can remove the CCJ on the basis that if I had received a letter I would have paid it in full within 30 days of the date and would be able to have it removed from my credit report. They said I can apply for this via a N244 form even though I have already satisfied the ccj. I don’t mind paying the £255 if it gets it removed.

My question is; is it likely that this will get removed from my credit report on this basis or will it likely be denied and I’ll have wasted £255.

Thank you

£255? It's £14 www.gov.uk/county-court-judgments-ccj-for-debt/ccjs-and-your-credit-rating to register the debt as having been satisfied.

The N244 is presumably you applying to set the judgement aside, which seems inappropriate given you accepted the debt and paid up.

The court said: “Whilst the Judgment has been marked ‘satisfied’ on the Court’s records, you can still apply to set the Judgment aside using the N244 ‘Application Notice’.”

I don’t want to contest that I owe the money, I want to to do the N244 form to get the CCJ taken off my credit report on the basis that I would have paid within 30 days to avoid it being a CCJ being recorded on my credit report had I known it existed

As the claimant was the council they presumably knew I had moved as I was paying council tax at my new address and not my old one?