How to disown a property?

[Eatcabbage]

Due to ongoing problems with a neighbour that are making things unbearable, in order to be free of this and move on with my life, I need to disown my house.
Please could I have some advice on how to do this.
There is a mortgage on the property still, of about 1/4 of its value.
The neighbour has made it impossible for the house to be sold.
I do not want to pass on the house and the associated problems to anyone I know, it would not be fair on them.
Due to the mortgage, which I cannot afford to pay off, I don’t believe that I can gift the house to anyone, for example a charity, or a family in need.
If I default on the mortgage, I believe that the house may be repossessed by the provider, but I assume there would be other consequences.
I would be grateful for any advice.

Some years ago I sold at auction, it was one of the big auction houses you see on " Homes under the Hammer".

I declared the neighbour issues on the legal pack. It sold to a developer. It made more than the reserve. All done and dusted in ten minutes.

The fall of the auction hammer makes it legally binding, so no worries waiting to exchange and for searches to be done.

@Ideasplease322

Rent it out. At market rates. To students.

They don’t care about boundary disputes or nasty neighbours. They also throw loud parties and are hell to live beside

Ha ha This is the best bit of advice on this thread. Let the house and let them loose on her.

I really hope you post this in AIBU for advice to turn the table on her. There is a strong chance this neighbour will soon be begging the estate agents to sell her house.

I really feel for you and even if you give in on the boundary and had it changed it doesn't mean she wouldn't start again on something, so it's impossible to even engage on that.

I would go paperless on all your accounts etc and have a external letterbox fitted pay a PA to open your post and discard any of her letters. Do you have the money for a really big wall and gates too ?

My parents had a boundary issue, the neighbour built a path on their land, as the neighbour had an extension to their boundary in the past ( when it was allowed) and then decided they wanted access around it. Something was drawn up acknowledging what had happened and what was the official boundary and this meant my parents could extend their house too. The neighbour was very cheeky, but they all got on with it.

I’m surprised a solicitor would write letters to every EA in the area. Did she tell you that or did the ‘solicitor’ write to you? I used to work inside an EA and if they received a letter like that they’d chuck it in the bin and laugh at it. Again, that’s a form of harassment. What dodgy solicitor is she using?

To be fair you can ask a solicitor to do that, and they would and phrase it so it was not illegal. But I also doubt any agent would give a shit.

Hmmm you could look at a non-molestation order against her.

So long as you declare fully in legal pack for not feel it's irresponsible to sell at auction or similar.

Sell it to webuyanyhouse or sell it directly to the local council if they need housing stock. You have put up with the stress for this long - just six more weeks and it could all be over and you'll have some money and be free of it. Don't give away money that could be used for your child in the future.

OP I understand why you don’t want to live there, but you’re being way over dramatic. Sounds like it’s perfectly saleable and perfectly possible to rent.

Have you considered speaking to a doctor, talking through your feelings and putting things in perspective? You want to abandon a perfectly habitable, valuable house—that is a very extreme reaction to an unpleasant but solvable situation.

Sell it to your neighbour!

Would it not be easier to settle the boundary dispute and sell the house? I know this would be very difficult for you.

FWIW I once had a neighbour from hell who did all sorts.of things, including phoning estate agent and causing house sale to.fall through. We ended up having to resolve his issues and sell.for a much.lower.price. That said we.werent asked.to drop the price after the issues had been disclosed but by that point they had been resolved.

I remember going through the same thought processes as you, thinking no one could possibly want to buy the house. The thing is that.you are emotionally involved in a way no one else is.

I really empathize with what you are going through. I was - and still am - mentally scarred, having flashbacks at night, dreaming I'm still in that house and we can't sell it - years later ...

There are plenty of people who would buy the house in full knowledge of the neighbour issues, including developers, auction buyers and buy to let landlords. I agree with those posters who have said some of these people are as hard as nails. They will have no problems at all sorting out the neighbour from hell or ignoring her. OP just be upfront about the problem, then no need to feel guilty. You will be amazed at the number of buyers for whom this issue will not matter.

However in spite of many posters giving you sound and experienced advice you seem determined to ignore or dismiss it. Why is that? Can you get counselling to put this in perspective?

I would agree you don't want to rent it out. Even with an agent as a landlord you still have responsibilities. Make sure anyone you sell too doesn't pass on a forwarding address (or better still just do with post office and don't leave them one).