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How easy would it be for him to get an equity loan with a forged signature?

9 replies

nolovelost · 31/07/2020 19:29

Ex is in our house, we separated some time ago and I'm preparing to divorce. I know they'd need my consent if he wanted to use equity for cash and I know he'd be likely to forge my signature, because that's what he's like.

How easy would it be for him, are witnesses needed etc? I'm just wondering if he would have had chance to do this since we split up.

Thanks.

OP posts:
Collaborate · 01/08/2020 08:10

What you could think of doing is issuing an application for a financial remedy order. You can register a notice of your claim at the land registry that will stop him doing anything with it, forged signature or not.

nolovelost · 01/08/2020 17:18

@Collaborate brilliant thank you!

How do you know about this, have you been through similar or do you work in law?

OP posts:
Collaborate · 01/08/2020 17:42

I’m a family law solicitor.

nolovelost · 01/08/2020 19:42

@Collaborate oh okay, thank you.

Considering that he paid the deposit on the mortgage, where would I stand if he bought me out? Or is it a lot more complicated than that?

Sorry I don't have a clue!

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Avidreader12 · 02/08/2020 06:53

Sign up for the land registry property alert scheme (free), I would alert you to any new activity, in general lenders have checks in place to prevent fraudulent loans (I work in mortgages) I assume you own the property jointly already as you are married assets are part of the marital pot.

prh47bridge · 02/08/2020 09:12

Considering that he paid the deposit on the mortgage, where would I stand if he bought me out

The house will be one of the assets that goes into the pot to be divided between you. Until the financial split is resolved no-one should be buying anyone out.

okiedokieme · 02/08/2020 09:22

The house is a joint asset in the pot. When it comes to dividing things up, the courts dont get involved usually if you can come to an arrangement you are both happy with.

Collaborate · 02/08/2020 09:59

@okiedokieme

The house is a joint asset in the pot. When it comes to dividing things up, the courts dont get involved usually if you can come to an arrangement you are both happy with.
Nothing could be further from the truth. Unless you’re reckless in the extreme the court should always be asked to approve a consent order where agreement has been reached.
nolovelost · 02/08/2020 15:08

Thank you for the comments. Something I'm really not looking forward to. My ex is not a reasonable person so I need to be as informed as I can be. Will be seeing a solicitor at some point.

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