Can bailiffs seize my partners possessions even though debt is mine?

[squizzles]

I have a threatening letter from bailiffs for a payment I haven't been able to make to the DVLA. It is now totalling to £1,000.

I am working zero hours and I'm primary caregiver to my DD. I don't have much and can only pay in installments, if have the money available that is.

If it gets to the point where they come to my house and enter, then can they take my partner's things. I have nothing of value except for my laptop. The TV, fridge, beds and everything all belong to my partner and some items are precious family items passed down to him. I'm getting really worried now as I have failed to secure work with a consistent income. Theres also the threat of prison which is terribly worried about.

What could likely happen?

From what I gather, if he can prove they are his they can't be taken so you'll need to source receipts etc

You might be better posting this over in Legals who are a lot more versed on bailiff rules than me.

You need to not ignore this problem so that it never gets to the stage of them coming to your house to seize goods. Give them a call and set up a payment plan.

Unless you can prove that items belong to your partner and not yourself then they will take them. They might even take everything and you'll have to provide proof afterward to get some stuff back. I bought everything in my house but doubt I've got proof for much of it.

I'm not ignoring the problem. I just want to know what could happen if I cant pay the full amount or any at all.

The bailiffs are Marston Group. I've been reading bad things about them, thats why im super worried.

Has he got receipts for them ? If not then they will presume you own them and will take them

Why isnt he trying to help you OP. If you cant work because you are the primary caregiver where is the help from him?

He needs proof of ownership. If he doesn’t have that, they’ll presume that the items are yours.

Does he know about the debt? Is he helping to settle it?

Stepchange have some advice here - it would be a good plan to get in contact with them for debt advice too.

They cant take things like the fridge and the freezer etc you have a child so you can keep one television the best thing is to ring up and make arrangements tell them this is what you csn afford for his and you will look to increase it in the future ( even if you dont its a good phrase to use,)

You should post on money saving expert website in the debt free wannabe section, there are a lot of knowledgeable people there who will help

Thank you for the replies. The only payment plan they are offering is with a huge lump sum and further monthly payments that I just cannot afford. Going to ask my partner if he can help.