I apologise, I’m not at all legally minded, and that will shine through in this post!
I was involved in a RTC as a cyclist. I was on a roundabout and a (speeding) car hit me from the right. I came off my bike and had multiple fractures. To the best of my knowledge there was no damage to his car, and no injury sustained by him.
There were witnesses, however they were not able to give the police the evidence needed to pursue a prosecution. There is no CCTV or traffic cameras. The motorists insurance company are denying liability, stating I pulled out in front of him and am therefore liable. I was established on the roundabout before he entered it, however I am sadly all too aware of the difference between what happened and what can be proved to have happened. Consequently, my PI solicitor has advised pursuing a 50/50 claim. Fair enough.
My question is: as a cyclist, I don’t have insurance. Although I’m not aware of the motorist sustaining any damage/injury, I cannot be sure. If I admit 50/50 liability, am I leaving myself open to a potential counter-claim? Would it be safer to just drop the claim?
All advice and input very gratefully received!