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Large print bank statements and the law ?

17 replies

CantReadAStatement · 07/01/2020 15:51

Hi there,

namechanged for this, but longstanding poster (PB, naice ham etc ...)

My wife is visually impaired (and registered as such, with a nice certificate that she can't see, but others can Smile).

One of our financial service providers (it is a bank, but we use them more for a bill payment service) supplies it's statements and transactional letters in a standard print format. DW simply can't read them.

(For completelness other service providers have all been informed of her situation and immediately offered to supply all correspondence in large print, which makes all the difference - DW can just about read them).

Having contacted the customer care team, and enquired on more than one occasion, the response has been a blanket refusal to issue correspondence in large print. The explanation being it's contracted out to a 3rd party and that 3rd party lacks the facility to do it.

I have pushed back and requested details of how the organisation in question reconciles this with their obligations under the 2010 DDA. I also asked if the tendering process which saw the 3rd party getting the gig gave any thought to customers (like DW) with visual problems.

While I spend the next 8 weeks waiting for the formal reply, I thought I'd drop the story here, and ask how far things could be pushed in anticipation of receiving exactly the same answer in March as I got today ?

I'm pondering a multi-agency approach, with the FOS on the one hand, and possibly escalating the DDA matter to a court (our lad is grown up, so we have lots of spare time Grin). Although I know I'll have to exhaust the organisations internal processes first, before either of those steps.

I am labouring under the assumption that providing statements etc in large print is within the scope of "reasonable adjustments" as the aforementioned act stipulates. If anyone disagrees with me, and thinks it's asking too much, I'd be grateful to know now, so I can go back to plotting world domination, which this matter has distracted me from Grin

As I type this, I am holding a statement from the organisation in my hand, and it makes no mention of any provision for less able customers whatsoever. Although it does have a paragraph boasting that they use the "latest computer technology", which (given my 32 years of life in IT) does raise an eyebrow or two.

Many thanks in advance to all replies on behalf of myself and DW.

OP posts:
memberofseven · 07/01/2020 16:37

Rnib will help you I suspect.

CantReadAStatement · 07/01/2020 16:41

Rnib will help you I suspect.

Not really had a great deal of support from them about this sort of thing, to be honest ... although they did say to let them know how we got on.

OP posts:
Thunderpunt · 07/01/2020 21:06

No idea how you will get on but truly believe all companies should make reasonable adjustments and by not supplying large print statements they are not. I feel cross on behalf of your wife, and as you have time on your hands Wink you should definitely pursue it. Good luck!

Lilsginpalace · 08/01/2020 07:37

Would BBC radio 4’s “In Touch” or “You or Yours” programmes take an interest in this dilemma?

purpleme12 · 08/01/2020 07:45

I had a customer ring up asking for large print documents at work she said it was the law that we had to supply them? (By the way I want refusing it lol I just had to ask someone as had never had the request before!)

I presumed she was right
Hope someone will come along to confirm this

isabellerossignol · 08/01/2020 07:50

It seems like a reasonable request to me. Tbh these things never seem to get changed until someone has the time and determination to take it to court. It reminds me of this story.

here

okiedokieme · 08/01/2020 07:54

Write to In Touch (Radio 4) I'm sure they would be interested. But, as business you have to offer accessible formats but there's not a definition of what that means so if they offer it by email and Braille they might not have to offer large print

Rainbowshine · 08/01/2020 07:57

@CantReadAStatement it’s the Equality Act 2010 you should be quoting, not the DDA. I agree using consumer advice programmes or the Guardian has a consumer affairs column would shame the bank into sorting this out.

BuzzShitbagBobbly · 08/01/2020 08:00

I get plenty of statements and suchlike which offer this exact service (as well as braille, audio, foreign language etc options). I too am fairly certain it is a legal obligation.

Their response is bullshit. I bet there are dozens of examples available online you can use as proof, or I'll even send you a couple if you want!

Toll2 · 08/01/2020 08:02

Rnib . Definitely.

kazza446 · 08/01/2020 08:05

Op have a look at the accessible information standard. Public services by law have to ensure information is available in a variety of formats!

purpleme12 · 08/01/2020 09:01

Did this person you spoke to even ask their senior about this while you were on the phone or just say a straight no?

CantReadAStatement · 08/01/2020 10:01

Rainbowshine

it’s the Equality Act 2010 you should be quoting, not the DDA.

Thanks for that.

Did this person you spoke to even ask their senior about this while you were on the phone or just say a straight no?

They said no. I asked to escalate. They went away. Rang back, and it was still no with a massively irrelevant story about the reasons why.

Thanks for all your replies. Now at least I know the correct act to be quoting, and that it seems large print is not an unreasonable requirement.

I'll have to leave them to their "8 weeks" maximum to investigate the complaint and return with a formal answer - who knows it might provoke the desired outcome. However, if not, there's some further lines of publicity suggested here that will be useful.

OP posts:
memberofseven · 08/01/2020 12:22

Local council supported my dad when a taxi driver refused to take his guide dog. Maybe try your council / mp and see if they can provide assistance.

CantReadAStatement · 08/01/2020 13:19

Local council supported my dad when a taxi driver refused to take his guide dog. Maybe try your council / mp and see if they can provide assistance.

Another line of attack, thanks Smile !

OP posts:
VaguelySensible · 08/01/2020 17:56

What about contacting BBC Ouch?

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