Wills planning - leaving Death Benefit to DD

[JamMakingWannaBe]

I've posted a couple of threads recently as I'm trying to get my head around potential changes I want to make to my Will / what happens to my Estate. I'm not sure if this post is best in Legal or Money but...

I currently have a 90K 'death in service' benefit from my employer. This will clear our mortgage so I'm leaving this 100% to DP.

I also have a 12K 'death grant' from a previous employer. DP won't NEED this as I have a Life Insurance Policy which will more than cover living expenses for him and DD with the mortgage paid off.

What are the implications of leaving this to DD? Can someone also please advise how child pensions are paid. She will get £4k a year until she's 18. Will this go into a Trust or be paid regularly into her current account? She's 5.

(I'm actually worth quite a bit if I die prematurely! )

You need to see the details of their beneficiary nomination form.
Most offer the option to set trustees if the recipient is under 18. It is then advisable to leave a letter of wishes for your trustees indicating how you would like them to act.
I have set my DD as the recipient of my pension and my letter of wishes states that where possible I would like it to roll into a pension for her.

I would look at the small print. My works pensions are hopefully paid to my partner, I filled out Expression of Wish forms nominating partner but they wont receive the whole amount, it's a percentage. Is the death in service pension only paid out if you die while you're still employed with them.

Your death in service benefits are probably written in trust. That means they won't form part of your estate and are not governed by your will. You need to tell the trustees of the insurance schemes what you want them to do with the money.

Thanks all. I like the idea to suggest it's used as a pension for DD.
Yes, Death in Service lump sum only pays out if I die whilst employed with my present company. Not planning to move jobs and I'll review everything if and when I do. My accrued pension is payable to partner/dependants if I die within 5 years of retirement.