What's a fair split of the house equity?

[Bobdod]

Bought house together with ex 8 years ago, tenants in common, joint equal deposit. Not married.
Ex lived in house for one year (with us) before we split. He paid mortgage during this year, I have paid mortgage ever since and stayed in house with DC. Now selling the house. What's a fair split of the house equity?

The amount you have both paid should be taken into consideration but get legal advice. As the kids are with you, it’s possible you should be entitled to even more than that.

You need to see a solicitor. However, as you were not married the assumption, as you are tenants in common, is that you each own 50% of the house. You may be able to argue for more if you have paid off some of the mortgage (i.e. not just the interest).

Half each, then he owes you however much your repayments have reduced the capital by.

Thank you @titchy. So let's say he paid £5000 in capital in that first year and I have paid £25000 in capital (combined capital of £30000) he would then owe me £10000 so we are both paying £15k capital each?

This would be after dividing the equity 50/50?

Yes I'd say that was fair, and agree with your calculations.

50,50.
He didn't pay but you used his half, you covering the mortgage was in lieu of paying him rent for his share.