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Can I be evicted for claiming Universal Credit ?

10 replies

recall · 01/05/2019 10:50

Me and my husband have rented our house for 10 years. We are separating, he is about to buy his own house, I wish to continue renting here, and will be claiming Universal Credit. I am anxious that when I ask to have the tenancy agreement changed into just my name ...that the landlord will reassess me financially, and may decide to evict me. Am I protected in any way ?

OP posts:
ComtesseDeSpair · 01/05/2019 13:14

Unfortunately, probably not - understandably the landlord will want to see evidence that you’ll be able to afford the rent as a single tenant and it’s entirely likely that UC won’t be enough to make the figures add up. Do you know how much you’ll be entitled to for the housing costs element yet? How well do you know your landlord and how reasonable are they?

SihtricsHorseWitnere · 01/05/2019 13:22

No, you're not protected in any way. Your LL's insurance or mortgage may also prevent him from renting to tenants in receipt of LHA or UC. Why on EARTH is your spouse not providing for his kids? He's buying a house for himself and leaving his kids to the mercy of the state? He should at the least stand as guarantor for you to rent some place so his kids have a roof over their heads.

huggybear · 01/05/2019 13:25

Where does it say she has kids?!

Kaykay06 · 01/05/2019 13:30

This happened to me they didn’t reassess me and I stayed in the house for another few years till he decided to move back from abroad

recall · 01/05/2019 14:57

I have 3 young children. We are planning to split the time the children live with us 50/50, so my husband isn’t required to pay towards their upkeep.

The reason I am applying for Universal Credit is that unlike my husband who has been able to establish his career uninterrupted throughout our 26 year marriage, mine was halted 12 years ago when I had our first child. My ability to earn as much as him has been compromised since due to me providing the majority of the childcare etc.

OP posts:
recall · 01/05/2019 15:11

So my husband could possibly stand as a guarantor ? I’d not considered this an option.

OP posts:
SihtricsHorseWitnere · 01/05/2019 15:35

You need to see a solicitor big time!

OKBobble · 03/05/2019 20:16

Surely you will have sime money though afyer all if he has enough for a deposit in a house so will you. In fact in circumstances you describe you would probably be awarded more than him in a divorce settlement.

MancaroniCheese · 03/05/2019 20:19

You need legal advice. You may be entitled to financial support from him as your earning potential took a hit.

But yes your Landlord might have no choice if his mortgage prevents him from lending to tenants who get benefits

Jon65 · 03/05/2019 20:53

You are entitled to some of the capital and a share of his pension. Do take legal advice.

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