My colleague's car was hit by a reversing delivery van a month ago. There's CCTV of the reversing but no conclusive evidence of contact. He hasn't reported it to his insurers as he's been waiting for the company to get back to him but they're dragging their feet. He can't prove the bump wasn't there when he parked in the space that morning and is worried the company will say 'prove it wasn't there before our van reversed'. He's concerned he hadn't reported it to his insurer and had been hoping to sort it directly with no report needed but is worried about invalidating his insurance if he doesn't report. Conversely he's worried about his insurance going up if a report is made as it's a prestige car with pretty high insurance as it is. Damage is a bumper scuff and broken headlight no panel damage.