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How will we ever sell this house?

30 replies

TheRumor · 06/04/2019 13:25

Long story short:

DP bought a house with his girlfriend over 10 years ago. Their relationship broke down around 3 months later, and she moved out.

Since then, his ex hasn't paid a penny towards the mortgage, and contact has been pretty much non-existent.

The house is a 2 bed terrace, bathroom downstairs, yard for a garden.

Me and DP married last year. We have lived together for 4 years now in that house. We both have decided enough is enough and we'd like to move.

We have spoken to an estate agent and had the house valued. It is in negative equity by about 5-10k depending on how much it sells for - the area we live in also has v. low house prices. Together we made the decision that all we would require from his ex was authorisation to make the sale. We would not want any money from her, we would pay solicitors fees and sort out the disparity between sale price and what is left on the mortgage.

A couple of months ago we managed to make contact with her through the estate agent. They explained the situation to her and the valuation, her reply is she does not believe the valuation and will not sell on that basis.

So we are stuck. The valuation is not wrong based on other similar houses in the area. The only way to increase it would be to pour money into it, and even then it may only add a couple of thousand on to the price. S

I really don't know where we go from here. I have no love for the house, it has so much wrong with it and I really don't want to spend money on it either, especially if she would stand to profit.

Is there absolutely anything, legally, we can do to force her hand?

OP posts:
Shinesweetfreedom · 07/04/2019 12:00

What more do you know about her circumstances.How is she housed

Collaborate · 07/04/2019 12:00

I hope he didn't pay for the advice that the ex could charge rent. On a property that is 100% mortgaged, where the resident owner is paying all of the mortgage, the notional "occupation rent" is balanced by the payment of mortgage interest.

TheRumor · 07/04/2019 12:05

@Collaborate

I think it was a free initial enquiry?

I'm not entirely sure!

But thank you for your advice

OP posts:
TheRumor · 07/04/2019 12:06

@Shinesweetfreedom

I know that she lives with her partner. Not locally.

I have no idea if they own or rent.

She has no children and she works.

That's about the long and short of what we know.

OP posts:
Jon65 · 07/04/2019 21:38

Thank you @Collaborate for the clarification, hourly rates have increased more than I realised.

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