Car crash question please?

[InvisibleToEveryone]

Short version...

2 years ago a lorry rear ended me at traffic lights.

Still going through compensation stuff with solicitors , appears the lorry company are making things as hard as possible!!

Now there's some dispute about the hire car costs....

Anyone know how much longer all this will take??
Or is it a piece of string question??

Sorry to hear you're going through this.

Hire charges can be a minefield. What are they raising in particular?

It's impossible for anyone here, or even your own lawyer, to be able to give a solid answer as to how long things will take. Are court proceedings issued yet? If so that'll give you a rough idea as to the maximum likely timescale for everything to be resolved.

3.5years it took in my case even though the other driver was convicted of driving without due care and attention.
Sorry not what you wanted to hear.

This isn’t what your going to enjoy reading but someone rear ended me 2 years ago I went to court last September . She cashed £2000 car damage, £1000 loss of earning and £750 physio bill. She was found 100% at fault I have that in writing but she was only orderd to pay £1050 even my solicitor was gobsmacked! Don’t get your hopes up either claiming money back

Aren't your insurance company dealing with the hire car issue? I have hire car coverage on my insurance policy, so it's up to the insurers to fight it out, not me.

Apparently court has been issued because they kept offering ridiculously low amounts?

Then next thing is the car hire thing.
They want to know why I had a hire car, whether I could have afforded to pay for it myself (well no, because your twat of a driver injured me and I couldn't sodding work!)
So I've had to forward all my bank statement etc.

It just feels never ending, email this, email that, sick certificates, pay slips, Dr appts, physio etc.

Just beginning to lose patience on my part I suppose

It's because you have entered into a credit hire agreement. The daily rate for this vehicles are X3 the market rate. The majority of people do not even realise that they have entered into this agreement as the hire company tells them it's free! You will probably end up in court to give evidence regarding the hire.

Ofgs!!

Thank you.

Hi OP. That sounds rubbish I'm not surprised you're pretty fed up by now. We were rear ended by a lorry last year, he claims I hit him lying bastard, his insurers are being ridiculously slow replying to mine. I was just today wondering how long it may all take. This thread kind of answers that for me

I hope it doesn't go on much longer.

Parky what if you'd added hire cover as an extra onto your policy and paid for it? Surely you wouldn't have to justify that? sorry not disagreeing with you genuinely wondering as that's what we had and we had a car whilst ours was being repaired.

Providing you haven't entered into a credit hire agreement you will be OK. However, insurers, garages etc just refer you to a credit hire company ie Auxillis, Accident Exchange, Enterprise amongst others and they all say it's a free car, the at fault party will pay! Important to check what you are signing!

Thanks that's worrying though as when I signed (Enterprise) they drew my attention to damage, filling the tank etc but nothing else. And like a twat I signed. It feels underhand.

Off to check paperwork to see if it's a credit hire agreement

There's a difference between hire provided by your insurers/ the other partys insurers at market rates (normally this is through big hire cos like Thrifty, Enterprise, Europcar etc) and credit hire which will be Drive Assist, On Hire or one of a thousand small companies a lot of which are indulging in various dodgy practices...the dodgiest ones ard hand in glove with garages offering credit repair etc. They bank on insurers not being on the ball and investigating properly, thereby allowing them to recover 5 figure hire charges where sometimes the original vehicle was only worth £500...

When I was insured by admiral they tried to get me into one of these after a minor prang, non fault. I read up on it and declined, luckily the other parties insurance was easy to deal with a sorted the lot out with their own courtesy car, I left admiral after that

My mum caused minor damage to a neighbours parked car - couple of hundred worth of damage and would have taken a day or two to repair. Her insurance company refused to pay for the 3 weeks car hire at extortionate cost that the neighbour tried to claim. Not saying this is the case here, but some of the hire car agreements after accidents can be excessive.