Question about probate please

[Pleasebeafleabite]

Hi I am hoping some solicitors may be able to answer this question. I am executor for a family member and it turns out she had several accounts each with two different banks.

For one of these I have been able to see transactions over the last year but for the other the bank have said they will only release a list of transactions for the last month without probate

This is a bit chicken and egg as I do not want to apply for probate without knowing "what I don't know" i.e. possible payments or policies I don't know about - but without probate I can't find out what I don't know.

Is there anything I can quote to the bank to get them to provide this information?

Thanks in advance

Just bumping this

What sort of things are you thinking you might be able to see? Life policies will fall outside the estate so their existence wouldn't affect probate. You just want balances surely?

I did find a statement for a credit card I didn't know for example. Also I suppose cash gifts. I will have to fill out an HMRC form listing gifts made and don't know if there were any.

You can only provide HMRC with the information you have at the time of applying for probate. If the estate isn't taxable and after obtaining probate discover new assets, you do not need to tell HMRC unless it takes the estate over the threshold to become taxable.

If the estate is taxable at the point of application then it's still fine to notify HMRC at a later date of any brew assets and pay the additional tax then.