I've just found out there is a county court summons on its way to me.
In mid-December, I bought a flat and registered with my new local authority and received a bill of a bit under £400 which covered the amount owed until the end of the financial year (March 31). I just looked at the headline figure and thought, "about £100 a month" so, mid-January I paid £150 and at the end of January I paid another £50. In mid-February I paid another £100 and I went on to my online account to pay the final c. £100 today to see that I had racked up about £150 of costs due to a summons that is apparently on its way.
I've phoned up the helpline and the people there have said that I had to pay in two installments on 5/1 and 5/2 and so I am in arrears. The payment dates, now that I have checked the original bill, were specified but I foolishly didn't realise that they were set in stone. When I checked on my online account and saw I was in arrears I assumed it was because the original £150 that I paid went to the wrong account and so it kept showing up as my not having paid it while that money was tracked down and transferred to my actual account - all this was explained to the council tax department as soon as the mistake was noticed and an investigation was opened to trace the payment.
I'm very worried and quite angry that I am being taken to court despite having made an effort to pay my council tax from the start. It seems really heavy-handed. I wondered if it was worth going along to explain myself to the magistrates and what anyone would say my chances of success were
. I suppose my argument is that the local authority shouldn't have the right to demand the money so far in advance when I was paying quite happily pro-rata (at about £3.50 a day, I've always paid lump sums that meant I was ahead of what was owed).