HI
I'm new to the site and just wondered if anyone had ever been in a similar situation..
My 14 year old son was hit by a car when he was crossing a road. Thankfully is is totally fine it was a bump but the driver's car was damaged.
The police officer said my son is responsible as he wasn't on a designated crossing, however he was in the middle of the road when the car hit him - so wasn't a case of running out between parked cars or from behind a bus.
At the time I was in shock, so relieved my son was fine and as the police had said it was my son's fault - I agreed to pay the driver to repair the vehicle rather than go through insurance. He's a mini cab driver and it is his livelihood.
I don't want to spend hundreds on legal fees and I"m sure the mini cab driver doesn't want to either, but should I insist on going through insurance and is a child/14 year old legally responsible in a road traffic accident ?
JM