My daughter has just called me from hospital to say that she has been in a horrible car accident; she stopped in the road to avoid hitting a stray animal and a truck crashed straight into the back of her. The car (a courtesy car as her own car is being repaired) is a write off, every single window had blown in. My 6 year old granddaughter was a passenger in the rear of the car.
My daughter says that they don't appear to have any broken bones, although her neck is hurting and the little one says her wrists hurt. However my daughter is more worried about her work situation; she is a single mum on a zero hours contract with very low pay. If she can't go to work, she won't get paid. (Btw; the father is long-term unemployed and does not pay maintenance).
The police have told her that she is not at fault, the other driver is. Is there any way she can claim for loss of earnings from his insurance? Does it take many weeks or months to arrange (I may need to bail her out so she can pay her bills). She isn't keen to get involved with those solicitors who like to 'represent' people who are caught up in car accidents but I think she needs someone in her corner.
Also she gets housing benefit; if she receives any compensation will she have to pay it all to the housing benefit department? She is currently still in shock and says she can't think straight.