Insurers saying my car is a total loss

[Cupoteap]

So had a bump and they are saying the cost to repair out ways the value of the car. Going to be a cat d so will be able to still use it.

What do I need to know to make sure I am getting as much as I should? Is there anything I need to know?

Bump

Have a look on Parkers or Glasses guide and see what that says the value should be for the condition of the car

Probably just a dented panel ,the go!d plated repair process makes it uneconomic.if it is just a panel you can replace from an online scrapper.

It will have very little resale value, and also check your new insurance premium. But you never know ,I got twice what I'd paid for my car so didnt argue!

Thanks both, hadn't thought of the new premium cost . Will look up the value