Currently struggling with being "fair" but also ensuring DS is not disadvantaged.
DH & I have been together for 23 years. We have one DS together who is currently 7. DH also has DD and DS who are in their late 20's. DD is settled, married with 2 children, rents via local authority. DS is single and less settled, lurches from job to job, currently flat sharing a private rental.
So, DH & I own our house, est value £350K+ with less than £100K left on mortgage. Other loans/credit cards would be covered by savings but nothing left over. We have private pensions but not sure what these would pay out if we died before pensionable age.
As DSC are adults and DS is a minor we are thinking that we should just leave everything to DS to ensure that he is provided for, and then review our Wills once he is 21. However this seems really unfair to DSC if we were to die before the review. I'm really struggling with it and can't come up with any reasonable alternatives.
Does anyone have any thoughts or suggestions that I could consider please?