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ex owes me money

8 replies

2wenty2wenty · 25/10/2015 12:39

Ex boyfriend and I lived together, he didn't contribute to bills, or my mortgage, just ad-hoc payments for groceries, meals out, my mobile bill, and gave me the odd £500 when things got tight. Not entirely fair but it kind of worked. I also traded in my car as down payment for a mobility lease, he is registered disabled, I was the named driver as he cant drive due to disability. The trade price for my old car was £4k which was the down payment to get onto the scheme for this particular model of car. Now we have split, he has moved out and wants his belongings (lots of personal expensive gadgets) and 'his' car. I need to hand that car back to him but I would like my down payment of £4k back so I can buy a used car so I can get the children to school. He is refusing and being really nasty about it. I really don't want to squabble with him but feel I've been treated unfairly and now potentially need to get into debt to buy a car. Thinking I should refuse to release his belongings until he returns my down payment ( I understand mobility will refund on a pro rata basis, but obviously to him not me, if he swaps the leased car for a smaller, cheaper model). And yes, I've been completely stupid and over trusting of him but I've learnt my lesson.

OP posts:
Groovee · 25/10/2015 12:42

You can't keep the car as his mobility element pays for the car! He could effectively contact mobility and have you removed as the named driver and call the police!

Did you get anything in writing regarding the 4K from your car!

2wenty2wenty · 25/10/2015 12:46

I know I'm looking at car deals now so I can hand back asap. Only that the mobility dealership will have on record that the car I traded in was in my name only. Will this be enough?

OP posts:
Fluffy40 · 25/10/2015 13:12

How much are his gadgets worth?

2wenty2wenty · 25/10/2015 13:14

In all probably around £3k fluffy

OP posts:
Fluffy40 · 25/10/2015 14:02

I would certainly keep them for now, perhaps see the citizens advice next week. Good luck.

2wenty2wenty · 25/10/2015 16:22

Thanks Fluffy I think I will for now. Didn't think about CAB great idea, thanks.

OP posts:
tribpot · 25/10/2015 16:47

If you're driving the Motability vehicle at the moment you're breaking the terms of the lease as it is to be driven solely 'for the benefit' of the person whose DLA pays the lease. I appreciate your predicament but I assume he could become aware of this fact and have Motability cancel the agreement in order to sabotage you.

What are his intentions with regards to the car? It doesn't sound very useful now he doesn't have a driver. Ideally therefore he would hand it back and you'd get some portion of your deposit back, if he chose to return it to you - but given his attitude towards money when you were living together I see no prospect of that happening.

In effect I think you gave him the 4K as a deposit. Without anything in writing I don't see how you're going to get the money back. I think some advice from CAB would be good but this is a lease between DWP and Motability.

wowfudge · 25/10/2015 19:40

You could try to get him to confirm your contribution to the car by text or email - it would make it harder for him to refute your claim against him. If you also have a record of your car being traded in for the Motability car you could look at issuing a small claim against him for the money.

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