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Legal matters

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Original poster

CSA stay at home dad payments?

56 replies

bunny101 · 07/02/2015 22:30

Can anyone give me info as the web is not helping............ If we become a stay at home dad family what will the csa take into account as income?

Hubby will have no as income.
Wife with work have her wages, wtc, ctc and child benefit payed to her.

From what i can see on the web csa will take the ctc into account and we will make a payment from that income.... am i right??

Before people start shooting me down here i'm trying to do the best for my family xx

OP posts:

CaptainAnkles · 08/02/2015 10:57

I didn't know CM still applied to a 19 year old. You certainly shouldn't be paying it for an adult when your DH is unable to work.

HoppityVoosh · 08/02/2015 10:57

In that case bunny are you saying your husbands ex-partner should have picked a better dad than your husband?

You sound awful.

TickleMyTitsTillFriday · 08/02/2015 10:58

Ah but I got my dd. And she is gorgeous. I was young and had bad taste in men. Doesn't mean my dd should suffer.
But I did take out my anger on your thread which was a bit much considering she's 19 so for that I apologise. I'm in a lot of pain today (chronic back pain) and sometimes it turns me into an absolute fucking bitch!

Original poster

bunny101 · 08/02/2015 11:01

He is still employed at present (sick leave) so are paying cm.. but he will be unable to return to his job so will very soon be made redundant due to ill health ((we would think that will be in the next few mths)).. so we could sit on the dole and pay £5 a week or we can swap roles.. just wanted to know where we stand with csa if that happends x

OP posts:

TribbleTrickswithTinsel · 08/02/2015 11:01

If she's in education, then I would have thought it would continue. If she's working full time I don't think it does.

Original poster

bunny101 · 08/02/2015 11:03

Hoppityvoosh no she picked a very good one.. he paid while she was a child without fail.. but life has changed for him after all these years, asking what is in store............ by the way he is an amazing dad, or i would never had married him :) x

OP posts:

HoppityVoosh · 08/02/2015 11:05

Do why don't you pay £5 a week when you swap roles like you would have done if you "sat on the dole"?

MinceSpy · 08/02/2015 11:06

The fact that daughter is living with her bf is irrelevant to maintenance payments. The fact that she may not be in full time education may be relevant, the college should be able to confirm but 12 hours a week term time is full time.

Is your dh receiving disability benefits as this will help prove he isn't deliberately stopping payments.

You need specialist advice but his liability may well now be zero. I appreciate you need to protect your children but could he make a token payment. Whatever happens it may effect his relationship with his daughter.

Original poster

bunny101 · 08/02/2015 11:11

Thats what we are trying to find out .. weather it will be nil, £5 or 15% of the CTC.. i'm not going to earn as much as him so just trying to find out where we stand before all the s**t hit the fan!!

OP posts:

HeadDoctor · 08/02/2015 11:18

Best bet would be to call the CSA and ask them. If he's had an accident and will be on ESA then there's not much you can do about that. You aren't responsible for your husbands child's maintenance.

TickleMyTitsTillFriday · 08/02/2015 11:25

Yes call the CSA. I still think he should pay.

EveDallasRetd · 08/02/2015 11:29

When DH became a SAHD my earnings didn't count at all towards CSA. We chose to continue to pay (or rather I did), but if we hadn't then no payment would have been enforced.

STIDW · 08/02/2015 11:37

Is it really worth your husband deliberately depriving himself of income to avoid his statutory child support liability for such a short time?

There are 3 schemes for child support and each has different rules. It's important not to confuse them with one another. If this case is after 2003 and predates the Child Maintenance Service the CSA 2003 rules apply so a new partner's income isn't taken into account but Child Tax Credit is. The maximum age for child support is now 20 when children are continuing full time "non advanced" education or training. However with 19 year olds Child Benefit and child support stops immediately when full time education ends.

Anyone thinking about staying at home to care for children needs to think of the long term financial consequences. The outcome of a gap in employment, even a short one, generally means a drop in wages and promotional opportunities. It can be difficult later getting another job. The longer the gap the more someone falls behind in training, pay , promotions and the less they can afford to save for retirement. So being a stay at home parent has a life long negative impact which usually outweighs the costs of any child care or child maintenance.

Also as a new partner you need to consider that if, God forbid, your relationship doesn't work out your husband will be dependent on you and established as the main carer of your children. The priority with a divorce settlement would be to provide a roof over the heads of the children and their main carer and you could find yourself liable to pay child maintenance.

Original poster

bunny101 · 08/02/2015 11:39

OK, thank you :) This is all not going to go down well... hubby used to pay her direct then when the rules changed in 2010 when CM didn't effect her benefit payments she went to the CSA.. and was awarded less than what he was paying before :/ ... She went ape! So not looking forward to whats in store over the next few mths x

OP posts:

MythicalKings · 08/02/2015 11:42

Is "she" his Ex or his daughter?

titchy · 08/02/2015 11:43

I think CB stops once the child has finished their level 3 education. As they're only entitled to three years of that then it should stop this summer so the reality is that you'd only have a few more months of paying it anyway.

Personally I think the decent think to do would be to pay for these last few months as your dh's relationship with his dd could suffer if he doesn't and tbh that's really more important than anything else.

I'm sorry about his circumstances that must be very difficult to come to terms with, but he is still a father to his oldest child and for the sake of a few quid it would be awful if that relationship was to be life changing too.

HeadDoctor · 08/02/2015 11:45

Am I missing something? Your DH is too ill to work, right? Or is he able to work but choosing not to? How can he continue to pay money when he can no longer work?

MythicalKings · 08/02/2015 11:47

The OP was wondering if she would be expected to pay instead, headdoctor

Your Dh has had a horrible thing happen to him, OP. Well done to you for stepping up to earn money for the younger children.

Original poster

bunny101 · 08/02/2015 11:54

My hubby is still employed but on sick leave...... his employer will at some point let him go as he can not do his job anylonger............... when that happends he will be on benefit (esa i would think) .. i'm sure you know he can't just leave his job and go on benefits he has to be made redundant first. So we have the option of living on benefits or i can get a job. I didn't want to upset people just wanted to see if there are other SAHD familys and what the deal with CSA would be x

OP posts:

expatinscotland · 08/02/2015 11:55

If he is made redundant he may not be able to, titchy

JillyR2015 · 08/02/2015 11:58

It's w well known scam to take money from the mouths of a first family and give priority to the new family. new wife's income irrelevant. Father income zilch - mind you the father has to do all that house cleaning, dusting, childcare and if he's home all day presumably he can look after the first family children too whilst his ex wife works full time so not necessarily a cushy number for the daddy. His ex wife can bring the children to his house each day to look after whilst she works and that will help her earn more too given he's made a choice which will deprive his first family of income.

Original poster

bunny101 · 08/02/2015 12:01

MythicalKings Thank you... we are married for better or worse ;)

OP posts:

Original poster

bunny101 · 08/02/2015 12:02

JillyR2015 said child is 19 no childcare needed x

OP posts:

MythicalKings · 08/02/2015 12:05

Er, Jilly the child is 19. Try reading the thread before going off on one.

STIDW · 08/02/2015 13:26

If your husband is medically unfit to do his job does he have a pension which will pay out early? Will he be fit enough to look after the children or do a less demanding job? As I said above if he does intend to return to paid work the longer he leaves it the more difficult it will become.

For CSA2 (2003 scheme) income is earnings including sick pay, money from an occupational or personal pension, certain benefits and in certain circumstances tax credits. If the paying parent's net income is less than £100 per week they pay a flat rate of £5 or £7.

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