I posted before about difficulties with my mobile phone supplier. Essentially my contract finished, I told them I was leaving and got a PAC number, moved to a new supplier and they continued to charge me. I cancelled my direct debit so eventually they wrote to me threatening to hand it to a debt company, wreck my (good) credit rating etc.
At this point I wrote them a strong letter and that got through to them, I had a conversation with head office who agreed that I had been wrongly charged, said they'd cancel the charges and close the account. They wrote to me confirming this. As that was all sorted I didn't ask for any kind of compensation for the time and anxiety etc as I just wanted it resolved.
That was a little over a fortnight ago.
Today I get a letter from a debt collection agency for the unpaid amount that was supposedly cancelled and an additional administration charge. I would assume that they have also made a black mark on my credit rating at this point too.
I have left a message for the person I originally spoke to who was supposed to have sorted this all out but not heard back yet. I am obviously very cross about all this.
I suffer badly from anxiety and this was a contributory element in me recently ending up back on medication including beta blockers. I was very relieved when it was all sorted but am now having visions of baliffs turning up when I'm here with the children etc.
My first route to resolution is I guess through the mobile company but they have thus far been monumentally inept. I was happy to just get it resolved last time but this time I feel that they owe me more than just a sorry.
Am I reasonable to ask for the following:
A full apology
A written confirmation from them AND the debt agency that this is a mistake and has been wiped from the record including any credit reference entries
Compensation to cover the cost of checking my credit rating with a minimum of two major companies (Experion and whatever the other main one is)
An administration charge equivalent to theirs
A further goodwill gesture in recognition of the stress and anxiety.
If this isn't resolved very quickly do I have any legal redress? Fortunately we've not long moved house so I'm unlikely to need to get a credit check any time soon but I'm wondering if they're harrassing or defaming me and whether a solicitor/ombudsman is the best route?
Sorry for the essay.