Any advice appreciated please: I split with my ex nearly 4years ago we was not married but did have three children together.
The property was initially mine I bought it in 2000 but remortgaged it and I had to sign a form to remortgage to say I had gifted any equity. However we split up and I have maintained the mortgage and secured loan on the house which the money went into a joint business which he also has kept the business as I could not afford the civil litigation fees to fight for it.
He has started sending valuers and attempting to force me to sell, I have tried to get the mortgage in my name alone but due to the debt he has left me in I am unable to do so at present.
Firstly is there anything I can do to stop this ? And prevent the valuer visits and anything I can do with courts under the children's act ? It's terrible as the house was mine and bad advice then ensured I gifted all my equity.
I could afford to get the mortgage in my name if I cleared some of the debt he left me in but have not got enough income to cover paying off the secured loan too, everything is in joint names , he said he would rather I lost the house than pay anything towards the joint debt.
My partner has recently moved in with me and we now have 4 children in the house , and we did plan to marry but I'm worried this may change everything.
I will try the mortgage route again but I fear that would be another no ! How do I secure my initial rights of owning the house and keeping my children in the only home they have ever known ?
I cannot afford further solicitors fees so would be doing anything I can on my own.
Thank you in advance x