DH and I have recently separated, (nothing formal in writing but he has moved into rented accommodation and I do see divorce as the next step) and I am hoping to change my clapped out old banger for a more reliable car - would a new car will be considered a marital asset even though I will be taking out a loan to pay for it? DM has offered to contribute but I don't really want to involve her (unless she were to buy it outright - would she therefore be the owner?) I suppose a percentage of the new car would still be 'his' as I would be trading in the old car, but really just want to protect what is mine going forward as best I can.
It's not much in the scheme of things but there are so few assets/little equity/no pensions here and I just want the decisions I make from now on to be the right ones, as opposed to the wrong ones that I've made over the past 20 years 
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Grateful for any advice here.