Financial safeguards for cohabiting couples

[Redrosesplease]

I live with my partner and have done for many years. We have no dependent children and our house is owned as tenants in common.

We both have jobs which pay out if we die to the spouse automatically but I am not sure if I am on my partners. He is on mine.

We don't really discuss finances or wills or NOK issues as we are both a bit vague in this type of thing, but DP had a recent health scare and I think we need to look at protecting one another. Don't want all the hassle of marriage so what do we do?

Tia

What's the hassle? 20/30 minutes with the registrar and job done. Getting married is very simple. I think it costs under £100. You need two witnesses but you can just find 2 random strangers on the street.

The alternative is costly as it will involve solicitors and it will take much longer to sort out.

My experience of marriage is that it turns a nice person into a monster! DPs too! I don't want to risk the best relationship we've both ever had.

House is worth below that level but we will look at all the other things and see a solicitor.

It is very simple to discuss your death in service benefits with each other. If you have filled out the necessary form informing the trustees of the scheme they should pay out to your partner the least he can do is do the same for you.