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Split and DH threatening me with his debt

8 replies

Chocolate99 · 09/06/2014 13:00

Hello all, I have previously posted about situation with DH and it is now official, the rings are off etc. I am looking for somewhere to rent for me and DS as he refuses to move out. 10 days on and he is getting concerned about how much this is going to cost him. we each put £45k in when purchased the house and he later paid £95k off the mortgage as he had some inheritance from his father. The remaining mortgage is less than £20k, which if split 50/50 is £100k each. He has told me that if I claim 50/50 he will makes things very difficult for the rest of my life, there will be no happy times with DS and he will give up his job (he is a workaholic, one of the reasons for split), so that he doesn't have to pay child maintenance and doesn't care if we end up in a bedsit in a rough area etc. solicitotor says because he put that money into marital home it is now marital asset. He earns double what I do and claims he would be stuck financially if he had to pay maintenance! Also says he will go and spend £50k on his credit card so that I am liable for half. Can anyone please advise on debts that he took out, in his sole name, when I am not on any of the paperwork, wasn't consulted about the 3 car purchases - all cars for his own use, not intended for the family etc - would I be liable for them until divorce finalised and if so, is there any way I can do a financial separation to ensure no further debts are racked up by him that I would be liable for? Thanks for any advice

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HecatePropylaea · 09/06/2014 13:04

You really need proper legal advice. Failing that then the CAB. You need to know that the advice you get is legally sound and delivered by people who have had the appropriate training and know the law. Anything any of us tell you might be right, might not be but you couldn't rely on it and you couldn't guarantee that you could use it.

On a personal note, he is a shit of the highest order to show no love for his child at all and to not care about his child's welfare. He wants to punish you for daring to leave and he doesn't care that he is hurting his child?

You are well rid of him, even though he is being an arse about the split.

Lonecatwithkitten · 09/06/2014 14:33

I echo Hecate proper legal advice specific for your situation is essential here.

Chocolate99 · 09/06/2014 18:36

Thanks Hecate and lone cat, i have seen 2 different solicitors previously about marital assets etc but have yet to discuss his debt with them as was not aware he had that much at that point. I am trying to see solicitor on friday to determine these points, thanks so much for your help x agree he is an money focussed arse but glad he is no longer my arse :)

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Fluffycloudland77 · 09/06/2014 22:23

Dh's ex tried this, the courts were very clear personal debt is personal debt.

She went bankrupt eventually.

Because she wouldn't sign for the house assets to be divided on completion of sale they also ordered her to pay half our costs. So it cost her £13000.

Chocolate99 · 10/06/2014 12:31

Thanks fluffy, that's good to know. have done a credit report with Experian and it shows no debt for me which is good. just want to keep it that way now! x

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Fluffycloudland77 · 10/06/2014 12:34

The thing is, when you seperate it's so stressful you don't think straight so things sound plausible.

Personal debt is just that. Secured debt, like a homeowner loan is different.

Fluffycloudland77 · 10/06/2014 12:35

Don't forgt to cancel the experian, Noddle is free credit reports.

Chocolate99 · 10/06/2014 12:43

Thanks fluffy I have put note in my calendar to check again in 2 weeks then cancel :) x

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