Hi all
My husband and I are going to split up. It is all my decision.
We have two very small children 2 and 3.he has betrayed my trust.
He earns approx 1200 pcm and I earn approx 850with 150taken at source for childcare vouchers.
We have a shared ownership property, approx 550 Pcm mortgage and 250 pcm rent. Plus all usual bills.
We will have been in the property for 3 years in March and married 4 years in September.
We currently don't qualify for tax credits. I get the lowest rate dla as I have chronic pain plus an autoimmune disease.
I have absolutely idea what to do, how to separate and make a new life for me and the kids. I have of course moved house and left relationships before but never with children and never in poor health.
I paid the mortgage deposit and we pool our wages and take a monthly sum each month which we keep for ourselves, he takes 250 and I take 150 which is topped up with dla and child benefit.
my husband has paid the bulk of the monthly outgoings.
Does anyone know about splitting up if in shared ownership? Does it work exactly the same as a privately owned house?
I have neighbours in full social housing who live in exactly the same house as us but only paying 250 pcm rent for the lot!
Me and Having are still sharing a bedroom but not the bed, it's all very awkward and I really would like some preliminary advice before I have to start paying for advice!
Thanks so much.