Would this invalidate life insurance?

[DampDudes]

I have life insurance and next time I have a baby in very keen to have a homebirth with an (experienced, qualified and insured) independent midwife.

Is this likely to cause any eyebrow raising at the insurance company?

I can't see it myself but dh is concerned as that's the money that would allow him to potentially bring up our child/children on his own.

Independent midwives do not have insurance.

I cannot possibly imagine why your DH imagines that giving birth would invalidate life insurance. Home births are as safe as birth in medical settings.

I had an IM and planned a home birth, although transferred right at the very, very end. Do you think some more research would help with your DH's worries?

He's actually very keen on having an IM. He's just massively distrustful of organisations like insurance companies and thinks they'll do anything they can to get out of paying

ps- IMs will have insurance soon.

He is right to be distrustful, there are people paid a lot more money than I am in the industry simply to find ways of avoiding paying claims.

Read.your exclusions and check with your insurer, it's the only way to be sure, but I cannot imagine a scenario where it would invalidate life insurance.